you need this...

I'm Rachel Hart.

Helping women feel empowered and financially free is my jam!

I'm an expert at making lists, an obsessive budgeter, and A Type-A perfectionist.

I used to feel powerless and scramble at the end of the month. I was so worried about paying my bills and never had extra money to do the things I wanted to do unless I relied on more credit cards.

I was up to my eyeballs in debt. When I realized that my minimum debt payments were larger than my mortgage, I knew I had to do something.

Little by little, I'm climbing my way out of debt. And it all started by paying off one debt at a time.

Using debt trackers like this one kept me motivated to keep going. Get yours for free and start attacking your debt!